The Walmartmoneycard com is a debit card that does not require a bank account or a credit check, avoiding overdraft fees. For people who are unable or unable to open regular bank accounts, the MoneyCard is one of numerous prepaid debit card choices that have been available in recent years. The card, which is available in either Visa or MasterCard variants, may be used at any merchant that takes Visa or MasterCard, not only Walmart.
The Walmartmoneycard com is a low-cost prepaid debit card that doesn’t require a bank account and may be loaded by direct deposit. The MoneyCard may be filled at retail registers, Walmart MoneyCenters, or with your Internal Revenue Service (IRS) tax refund, among other things, in addition to direct deposit.
MoneyCard has costs attached to it, including a monthly subscription charge (which can be waived). The Walmart MoneyCard is being loaded. Direct deposit, Walmart shop reloads, internet transfers, and tax return deposits are all options for loading money into Walmart MoneyCards.
Making a direct deposit
Direct deposit can be used to load payroll checks or government benefits straight into a MoneyCard. This is a free service that allows you to deposit all or portion of your cheque. Up to two days before the actual “payday,” employers can inform the bank of direct payments, and Walmart will send cash to the card early.
Rapid Reload at Walmart – Walmartmoneycard com
This option allows you to add money to your card for $3.00 at Walmart stores. The Walmart MoneyCard app allows you to make free cash deposits at Walmart locations. You may make these deposits by selecting “Deposit Cash using the Walmart MoneyCard App” from the Deposit menu in the Walmart MoneyCard app.
Make an online transfer – Walmartmoneycard com
There is no reloading cost with an online transfer that takes one to three business days.
Your bank, on the other hand, may levy fees for electronic transfers.
Refund of Taxes
If you file your taxes electronically, you may choose to have your return deposited immediately onto your Walmart MoneyCard; there is no reloading cost. You provide Walmart your credit card number and cell phone number, and Walmart SMS you the direct deposit information, which you fill out on your tax forms. Although e-filing allows you to get a refund more quickly than filing by mail, the regular Internal Revenue Service (IRS) processing period applies. The Walmart MoneyCard has four advantages.
The MoneyCard comes with many of the same features as all other Visa and MasterCard debit cards, such as fraud protection. There’s also a free online bill-paying service. You can pay bills with money orders, paper checks, or regular monthly payments, such as vehicle insurance.
You may also use these cards to transfer money to friends and relatives in any part of the United States. You can also earn cash back by buying at Walmart.com and through the Walmart app (3 percent cash back), Walmart gasoline stations (2 percent cash back), and Walmart retail locations (2 percent cash back) (1 percent ). Cash-back benefits are limited to $75 per year.
7 Fees for Walmart MoneyCards – Walmartmoneycard com
The MoneyCard costs $1 and is available at every Walmartmoneycard com location. The card includes a $5.94 monthly service charge, which is waived if you have $500 or more in direct deposits in the preceding month. Withdrawals from ATMs and teller machines cost $2.50, whereas withdrawals from Walmart shops are free.
Meanwhile, reloading cash costs $3 at Walmart and up to $5.95 at other reload shops.
A 3% international transaction fee and $0.50 for balance enquiries at ATMs are among the other expenses. In addition, a 12-pack of checks costs $5.95, and card replacement costs $3 (or $15 for expedited shipping).
What Is a Walmart MoneyCard and How Do I Get One?
It’s simple to get a Walmart MoneyCard. The Walmart MoneyCard website allows you to buy one online, and it will arrive in two weeks. You may buy a card at any Walmart store instead of waiting for it to arrive in the mail. You must be 18 years old or older to use this service, and you must first fund your card. A valid Social Security number is necessary to open the account, and mobile or email verification as well as the mobile app are required to access all account features.
How can I find the Walmart MoneyCard’s routing and account numbers?
You may retrieve your account and routing number by texting “DD” to 37267, going onto the app or your online account, or calling Cardholder Customer Service at 1-877-937-4098 once your account is registered. Keep in mind that the digits on your card and your account number are not the same.
What is the Walmart MoneyCard account balance limit?
A Walmart MoneyCard can have a maximum amount of $7,500.The majority of competitors have a maximum amount of $3,000 in their accounts.
Is it possible for someone else to load money onto my Walmart MoneyCard?
Someone else can put money on your Walmart MoneyCard for the least amount of money by transferring funds from their bank to your MoneyCard using your routing and account details. They can buy a MoneyPak for $5.95 at most locations (including Walmart) and deposit cash into your account if they can’t perform a bank transfer or if you need money sooner.
Is it possible to deposit a check into a Walmart MoneyCard?
Yes, you may use the Walmart MoneyCard app on your phone to deposit a check.
Make sure the check is made out to you, then sign your name on the back and write “For Mobile Deposit Only” on the check. Your account must be in good standing and you must have received at least four direct deposits and one point-of-sale card transaction during the past month in order to use the
Mobile Check Deposit function in the app
What is the maximum amount of money that may be deposited into a Walmart MoneyCard in a single transaction? A single direct payment to a Walmart MoneyCard can be up to $3,000 in total. The total account amount is limited to $7,500.
Is there Overdraft Protection on a Walmart MoneyCard?
Yes, if you choose to participate. The level of overdraft protection you have is determined on the deposits you receive. If you receive a single direct deposit of any amount in your account, you’ll earn $10 in overdraft protection. If you receive at least two direct deposits totalling $200 or more in a 35-day period, you’ll earn $100 in overdraft protection. If you receive at least two direct deposits totalling $400 or more in a 35-day period, you’ll earn $200 in overdraft protection.
The Walmart MoneyCard offers a variety of free services and other incentives, which are especially beneficial to frequent Walmart customers. It also provides a variety of options for loading money into the card. Other prepaid debit cards and mobile banking choices, on the other hand, have lesser costs, have wider ATM networks, and provide more free services.
Although the Walmart MoneyCard provides faster access to deposits than many traditional banks, it does so at the expense of significantly stricter limitations and fees. Before you make a final decision, do some research on your possibilities.